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Background
Statutes restricting credit terms
Federal preemption and the applicable state statute
Interest, points, fees, and delinquency charges
Credit math: calculating interest and rebates
Credit insurance and debt protection products
Litigation
Credit cards: abuses, regulation, and state law claims
Payday loans
Motor vehicle, manufactured home and other installment sales
Auto title loans
Rent-to-own
"Sale" of future payment streams
Refund anticipation loans (RALs) and tax refund schemes
Appendices.

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