Items
Details
Table of Contents
Background
Statutes restricting credit terms
Federal preemption and the applicable state statute
Interest, points, fees, and delinquency charges
Credit math: calculating interest and rebates
Credit insurance and debt protection products
Litigation
Credit cards: abuses, regulation, and state law claims
Payday loans
Motor vehicle, manufactured home and other installment sales
Auto title loans
Rent-to-own
"Sale" of future payment streams
Refund anticipation loans (RALs) and tax refund schemes
Appendices.
Statutes restricting credit terms
Federal preemption and the applicable state statute
Interest, points, fees, and delinquency charges
Credit math: calculating interest and rebates
Credit insurance and debt protection products
Litigation
Credit cards: abuses, regulation, and state law claims
Payday loans
Motor vehicle, manufactured home and other installment sales
Auto title loans
Rent-to-own
"Sale" of future payment streams
Refund anticipation loans (RALs) and tax refund schemes
Appendices.