Principles of lender liability / Parker Hood ; consultant editor, John Virgo.
2012
KD1715 .H66 2012 (Map It)
Available at Cellar
Formats
| Format | |
|---|---|
| BibTeX | |
| MARCXML | |
| TextMARC | |
| MARC | |
| DublinCore | |
| EndNote | |
| NLM | |
| RefWorks | |
| RIS |
Items
Details
Author
Title
Principles of lender liability / Parker Hood ; consultant editor, John Virgo.
Published
Oxford, UK : Oxford University Press, 2012.
Call Number
KD1715 .H66 2012
Edition
First edition.
ISBN
9780198299035 (cloth : alk. paper)
0198299036 (cloth : alk. paper)
0198299036 (cloth : alk. paper)
Description
lxix, 678 pages ; 26 cm
System Control No.
(OCoLC)813312622
Bibliography, etc. Note
Includes bibliographical references and index.
Record Appears in
Added Author
Table of Contents
Table of Cases
xiii
Table of Primary Legislation
xliii
Table of Secondary Legislation
lviii
Table of European Legislation
lxvi
Table of Legislation from Other Jurisdictions
lxvii
Table of International Treaties and Conventions
lxvii
List of Abbreviations
lxix
ch. 1
Lender Liability Arising out of the Banker-Customer Relationship
1
A.
Introduction
1
B.
Debtor-Creditor Nature of the Banker/Customer Relationship
3
C.
Contractual Basis of the Banker/Customer Relationship
6
D.
Principal and Agent Aspects of the Relationship and the Customer's Mandate
33
E.
Liability for Breach of Implied Contractual Obligations in the General Banking Contract and Breach of Mandate
40
F.
Liability for Conversion of Cheques
52
G.
Connected Lender Liability---Sections 75 and 75A of the Consumer Credit Act 1974
84
H.
Liability under the Consumer Protection from Unfair Trading Regulations 2008 (Unfair Commercial Practices)
102
I.
Conclusion
158
ch. 2
Lender Liability for Breach of Confidence
47
B.
What is `Confidential Information'?
3
C.
Scope of Obligation of Confidentiality
19
D.
Non-Contractual Liability for Breach of Confidence
20
E.
Tournier Case Exceptions to Lender's Duty of Confidentiality
27
F.
Remedies for Lender's Breach of Confidence
155
G.
Conclusion
214
ch. 3
Lender Liability for Money Laundering and Breach of Data Protection Legislation
115
pt. I
Money Laundering
pt. II
Proceeds of Crime Act 2002 and Money Laundering Regulations 2007
A.
Proceeds of Crime Act 2002 (POCA)
5
B.
The Money Laundering Regulations 2007
75
pt. III
Terrorism Act 2000
A.
Introduction
122
B.
Definition
123
C.
Main Offences
124
D.
Exemptions/Defences
136
E.
Other Offences
153
pt. IV
Counter-Terrorism Act 2008 (CTA 2008)
A.
Introduction
167
B.
Conditions Applicable Re an Order
168
C.
The Financial Sector
170
pt. V
Data Protection
A.
Introduction
210
B.
Definitions
217
C.
Application of Data Protection Principles
218
D.
Use of Personal Data by Lenders
239
E.
Exceptions to DPA 98 and Data Principles
283
F.
Enforcement, Sanctions, and Punishments
301
G.
Conclusion
352
ch. 4
Liability for Failing to Advise or Warn about a Transaction or Provide Information
192
B.
Primary Liability under the General Law
7
C.
Secondary Liability under the General Law for Failure to Advise---Guarantees and Third Party Securities
29
D.
Liability under Delegated Regulation, Legislation, and Codes of Practice for Failure to Advise
36
E.
Conclusion
142
ch. 5
Liability of Lenders as Fiduciaries
233
B.
What is a Fiduciary?
3
C.
When Does the Fiduciary Standard Apply?
9
D.
Factors Involved in a Fiduciary Relationship
34
E.
Regulatory Liability
53
F.
Situations in which Lenders Can be Fiduciaries
57
G.
Remedies for General Law Liability
93
H.
Time Limits for Bringing an Action for Breach of Fiduciary Duty
122
I.
Conclusion
137
ch. 6
Liability of Lenders for Negligence
283
B.
Recovery for Pure Economic Loss under the General Law---The Duty of Care Requirements
8
C.
Exclusions and Disclaimers of Liability---Unfair Contract Terms Act 1977 (UCTA)
51
D.
Breach of Duty and Causation
76
E.
Damages for Negligence
88
F.
Situations in which Lenders can be Liable in Negligence
98
G.
Regulatory Liability
142
H.
Conclusion
153
ch. 7
Liability for Intentional Acts: Economic Torts or Delicts
335
B.
Fraud/Deceit
2
C.
Conspiracy
103
D.
Tortious/Delictual Interference with Contract
115
E.
Causing Loss by Unlawful Means
169
F.
Conclusion
172
ch. 8
Lender Liability as a Constructive Trustee under English Law
384
B.
Dishonest Assistance and Knowing Receipt
3
C.
Dishonest Assistance
6
D.
Knowing Receipt
138
E.
Conclusion
244
ch. 9
Lender Liability under Scots Law for Receipt of Trust Money and Assisting a Breach of Trust
468
B.
Receipt-based Liability in Scots Law
5
C.
Common Instances of Receipt-based Liability for Lenders
25
D.
Defences to a Claim for Knowing Receipt or Unjustified Enrichment
29
E.
Liability for Assisting a Breach of Trust
41
F.
Criminal Liability: Money Laundering
53
G.
Conclusion
57
ch. 10
Liability for Breach of Contract by a Lender
485
B.
General Principles of Contract Damages
4
C.
Remoteness of Damage
21
D.
Situations when Lenders will be Liable in Damages
73
E.
Damages for Injured Feelings/Emotional Distress
110
F.
Contributory Negligence
116
G.
Conclusion
123
ch. 11
The Liabilities of a Secured Lender to Borrowers and Third Parties
525
B.
Issues Arising
8
C.
The Nature of the Relationship Between Secured Lender and Mortgagor or Debtor
9
D.
Basis of Liability: Lender's Obligations
15
E.
When Secured Creditor May Sell Secured Asset
19
F.
Liability to Third Parties
81
G.
Secured Creditor's Liability for Acts or Omissions of Agent
82
H.
Effect of Mortgagor's/Debtor's Claims for Injunctions/Interdicts and Counterclaims
94
I.
Post-Sale Remedies
108
J.
Exclusion of Liability by the Secured Creditor
114
K.
Some Pitfalls for Lenders
123
L.
Time Limits
138
M.
Conclusion
141
ch. 12
Liability of Lenders for the Acts of Receivers they Appoint
563
B.
Floating Charges and Receivers
4
C.
Liability of Lender for the Receiver's Conduct
24
D.
Conclusion
40
ch. 13
Environmental Liability of Lenders
579
A.
Introduction: Contaminated Land
1
B.
Issues for Consideration
33
C.
Other Types of Environmental Liability
101
D.
European Directive on Environmental Liability: Effect on Lenders
171
E.
Domestic Legislation Resulting from the Directive
195
F.
Conclusion: What Should Lenders Do?
238
ch. 14
Wrongful Trading---Liability of Lenders as Shadow Directors
634
B.
Shadow Directorship
10
C.
Wrongful Trading
28
D.
Defence to Wrongful Trading: Minimizing Creditors' Losses
50
E.
Who is Entitled to the Contributions: Floating Charge Holders or Ordinary Creditors?
70
F.
Problem Areas for Lenders Re Shadow Directorships and Wrongful Trading: Monitoring Loans and Lender Nominee Directors
77
G.
Limitations and Prescription Periods and Costs/Expenses Issues
99
H.
Conclusion
104
Index
665