Overview of substantive regulation of the cost of consumer credit : state laws
Federal preemption of state laws limiting credit charges and regulating the terms and conditions of lending
Credit math for practitioners : calculations of interest rate and other charges
The cost of early termination : rebates of unearned charges and prepayment penalties
The cost of refinancing : calculation and legal issues
Hidden interest
Credit insurance
The statute : determining the applicable statute and principles of statutory construction
The trial : jurisdiction; the right to a jury trial; elements of a prima facie case; creditor defenses and borrowers' remedies
The credit marketplace and a sampling of abuses du jour
-Beyond usury : statutory and common law challenges to overreaching credit
State lending statutes
Mortgage broker laws
National Bank Act
Home Owners' Loan Act
Federal Credit Union Act
Federal Deposit Insurance Act
Depository Institutions Deregulation and Monetary Control Act of 1980
Alternative Mortgage Transaction Parity Act of 1982
Gramm-Leach-Bliley Act
Other federal statutes and regulations limiting credit costs
Real Estate Settlement Procedures Act
Reverse mortgages
Failed bank receivership procedures
Pleadings found on the companion website
Websites relating to consumer credit issues.