Truth in lending : theory, history, and a way forward / Thomas A. Durkin, Gregory Elliehausen.
2010
KF1040 .D87 2010 (Map It)
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Details
Author
Title
Truth in lending : theory, history, and a way forward / Thomas A. Durkin, Gregory Elliehausen.
Published
Oxford ; New York : Oxford University Press, 2010.
Call Number
KF1040 .D87 2010
ISBN
9780195172959 (hbk. : alk. paper)
0195172957 (hbk. : alk. paper)
0195172957 (hbk. : alk. paper)
Description
pages ; cm.
System Control No.
(OCoLC)751650962
Record Appears in
Added Author
Table of Contents
Preface
ix
Acknowledgments
xiii
Foreword
xv
1.
The Evolution of the Truth in Lending Act: The Truth Can Be Hard to Handle
1
2.
Disclosures in the Regulatory Scheme
15
3.
Why Disclosures?
23
4.
What is Truth in Lending? Key Conceptual Problems Facing the Truth in Lending Act
82
5.
The Outlay and Unknown Future Events Issues: Closed-End Credit
118
6.
The Outlay and Unknown Future Events Issues: Open-End Credit
136
7.
The Rubber Meets the Road: Evaluating the Effectiveness of the Truth in Lending Act
170
8.
Suggestions for a Way Forward
212
Appendix A
List of Financial Disclosures in Federal Consumer Protection Statutes
222
Appendix B
Discussion of Disclosures in Selected Federal Consumer Financial Protection Statutes Other than the Truth in Lending Act
249
Notes
319
References
345
Index
361