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Introduction
The Consolidation Banking Directive per se
The new supplementary definition of credit institution
The interpretation of the freedom to provide services and the concept of "general good"
The interpretation of the "fitness and properness criterion"
Bank insolvency law
CBD v. E-Commerce Directive
Consumer protection - European banking ombudsman
Financial conglomerates: the new directive and the amendment of the CBD
The concept of one single regulator
Conclusion
Bibliography
Directive 2000/12/EC.

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