Consumer credit, debt and investment in Europe / edited by James Devenney and Mel Kenny.
2012
KJE6577.A8 C66 2009 (Map It)
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Items
Details
Meeting Name
Title
Consumer credit, debt and investment in Europe / edited by James Devenney and Mel Kenny.
Published
New York : Cambridge University Press, [2012]
Call Number
KJE6577.A8 C66 2009
ISBN
9781107013025 (hbk.)
110701302X (hbk.)
110701302X (hbk.)
Description
viii, 327 pages ; 24 cm
System Control No.
(OCoLC)767255395
Summary
"This topical collection of essays emanates from the Consumer Protection in Europe: Theory and Practice duo colloquium in December 2009. That conference explored consumer protection in Europe and covered topics which are even more relevant today given the revisions to the proposed Consumer Rights Directive, the appointment of an Expert Group on a common frame of reference and the Green Paper on European Contract Law. It was organised within the work programme Credit and Debt: Protecting the Vulnerable in Europe - a project placing emphasis on vulnerability in financial transactions. This volume focuses on consumer protection in credit and investments in the context of unprecedented turmoil in those markets and EU harmonisation initiatives in the area. It explores key issues such as responsible lending, information disclosure, consumer confidence, the regulation of consumer investment services and the protection of bank depositors"-- Provided by publisher.
Bibliography, etc. Note
Includes bibliographical references and index.
Record Appears in
Added Author
Table of Contents
Foreword / Geraint Howells
vii
Introduction / James Devenney
1
1.
Vulnerability and access to low cost credit / Orkun Akseli
4
2.
Information disclosure in the EU Consumer Credit Directive: opportunities and limitations / Willem H. Van Boom
21
3.
European regulation of consumer credit: enhancing consumer confidence and protection from a UK perspective? / Sarah Brown
56
4.
development of responsible lending in the UK consumer credit regime / Karen Fairweather
84
5.
French Consumer Credit Act (2010): a missed opportunity / Marine Friant-Perrot
111
6.
legal framework for consumer credit in Romania: facts and prospects / Rodica Diana Apan
127
7.
legal regulation of pawnbroking in England, a brief history / Karen Fairweather
142
8.
Mortgage finance: who's responsible? / Sarah Nield
160
9.
Fairness and efficiency in the law of guarantees / Gerard Mccormack
182
10.
comparative analysis of bank charges in Europe: OFT v. Abbey National plc through the looking glass / James Devenney
212
11.
Designing a framework for protecting bank depositors / Andrew Campbell
234
12.
legal matrix for retail investment services in the EU: where is an individual investor? / Olha O. Cherednychenko
253
13.
Financial investors as consumers: recent Italian legislation from a European perspective / Chiara Perfumi
279
14.
Conclusions: consumer credit, debt and investment in Europe / James Devenney
306
Index
316