Enhanced oversight after the financial crisis : the Wall Street Reform Act at one year : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Twelfth Congress, first session on examining the impact of the financial crisis on American consumers, investors and the overall economy, how the Dodd-Frank Wall Street Reform and Consumer Protection Act has improved the financial regulatory framework, and how the Wall Street Reform Act will help prevent another crisis, July 21, 2011.