I. What America can learn from European banking: address delivered before the American Academy of Political and Social Science at Philadelphia, Dec. 8, 1910
II. The essentially American sources of the proposed banking legislation: address delivered before the Indiana Bankers' Association at Indianapolis, October 24, 1911
III. The relation of the National Reserve Association to the Treasury: address delivered before the American Bankers' Association at New Orleans, November 21, 1911.